Have You Been Involved in an Accident With an Uninsured or Underinsured Driver?
Almost every state has mandatory liability insurance laws for drivers of motor vehicles. Even so, a few states have almost a quarter of the drivers on the road uninsured. While Texas is not number one on that list, the percentage has been anywhere between 15 percent to over 20 percent of drivers being uninsured. With tough economic times, this percentage can rise significantly. This means that your chances of being in an accident with an uninsured or underinsured vehicle are too high.
An uninsured vehicle does not only mean the driver has no insurance. Texas Insurance Code, Article 5.06-1 includes the following: “a motor vehicle where the liability insurer thereof is unable to make payment … because of insolvency.”
Quite honestly, the laws and codes covering this subject are quite complex. If you have been in an accident involving uninsured or underinsured drivers, you will want to contact a Longview personal injury attorney at once. We can help you sort through the confusion and complexities and help you understand your rights.
Insurance Companies & An Uninsured Vehicle
If you have been in an accident with an uninsured or underinsured driver, it is wise to consult with a car accident lawyer immediately following a car, motorcycle or truck accident. Everyone involved will be looking out for their own interests. You should do the same by getting the most competent legal counsel that you can. Sloan, Hatcher, Perry, Runge, Robertson and Smith Law Firm has been helping people with accidents of all kinds for many years. You do not want inexperienced legal counsel at a time like this.