Truck Accidents

What to Expect When Filing a Truck Accident Claim in Houston

Understand the truck accident claim process in Houston. Discover potential challenges and how Sloan Firm's expertise can guide you to a successful resolution.

truck accident claims
5 min read

Understanding the Truck Accident Claims Process

If you have experienced a truck accident in Houston, your top priority should always be your well-being and safety. And as you work towards getting your life back to normal, filing a truck accident claim might not be the first thing on your mind. 

When you begin building your truck accident claim, following a few essential steps can help kickstart the process of receiving the rightful compensation you deserve. While each truck accident is unique, here's a guideline to help you through the process:
  • Ensure Safety First: Prioritize your safety and that of others involved in the accident. Move to a safe location if possible and check on others' conditions.
  • Contact Emergency Services: Call the police to report the incident and seek medical attention if necessary.
  • Collect Crucial Evidence: If possible, snap pictures and record videos of the crash site showing car damage, property damage, and injuries.
  • Seek Medical Care: Even if injuries seem minor, seek medical attention, as not all injuries are immediately apparent. Keep records of all medical treatments.
  • Hire a Truck Accident Attorney: Consult with a truck accident attorney who can provide guidance through the process, estimate your claim's worth, and offer advice to protect your claim when dealing with insurance companies.

Timelines and Deadlines in Truck Accident Claims

In the aftermath of a truck accident in Texas, you’ll generally have a two-year window from when the accident happened to take legal action. Even if you have good evidence to back your case, you’ll need to adhere to these timelines and consult with a truck accident lawyer as soon as possible to avoid losing your chance at compensation. 

Risk of Not Filing a Truck Accident Claim In Time

Not following critical deadlines can lead to serious consequences when filing your claim. If you file your lawsuit after the two-year time frame, the defendant could try to dismiss your case, and in many instances, the court may grant this motion. If this happens, you won't be able to pursue your claim later, even if you have strong evidence to support it. 

Exceptions For Minors 

In cases involving minors under 18, there's an essential exception to the statute of limitations. While they still have a two-year window to file their lawsuit, the countdown only starts on their 18th birthday. This means that young children retain the right to pursue legal action for years into the future. 
Navigating the intricate laws surrounding the statute of limitations requires precision, so seeking guidance from a knowledgeable Houston truck accident attorney is vital to ensuring you or your loved ones receive the compensation you deserve. They can skillfully handle legal complexities, adhere to critical deadlines, and guide you through every step of your legal claim.

Dealing with Insurance Companies and Adjusters

When filing a claim, you may find yourself dealing with insurance companies and adjusters who play a crucial role in evaluating your claim. It's essential to approach these interactions with caution and awareness to protect your rights and avoid potential pitfalls.
Here are some important tips to remember when dealing with insurance companies and adjusters:
  • Know Their Goal: Remember that an insurance adjuster's primary objective is to pay as little as possible on your claim. Don't let them pressure you into accepting a settlement that doesn't adequately cover your damages.
  • Be Careful with Statements: Exercise caution when giving statements to the adjuster. Your words can be used against you, so choosing them carefully is crucial as avoiding making statements that could be misinterpreted or taken out of context.
  • Review Documents Thoroughly: Don't sign any documents or agreements without fully understanding their implications. It's advisable to have a lawyer review any documents before you sign them to protect your interests.
  • Refuse Recorded Statements: You have the right to decline to give a recorded statement, and it's often in your best interest to do so. Avoid agreeing to any recorded statements without consulting with a lawyer.
  • Call an Attorney: Before accepting a settlement offer or initiating a claim, seek the counsel of a skilled truck accident lawyer. A legal professional experienced in dealing with insurance companies can help you understand your rights and assess the true value of your claim.
Going back and forth with insurance companies and adjusters can be a complex and time-consuming process. Companies may push for a quick settlement that does not fully cover all your damages. However, having an experienced truck accident lawyer can make a significant difference in your case.

The Importance of Legal Representation

Legal representation is crucial in truck accident claims. An experienced attorney will diligently investigate, gather evidence, and pursue maximum compensation for your injuries. They level the playing field with insurance companies and guide you through the complexities of the process, ensuring your rights are protected.

Your lawyer will provide invaluable help in the following ways:
  • Conducting an Investigation: To build a solid case, your lawyer will carry out a comprehensive investigation, gathering evidence such as police reports, eye-witness accounts, and scene pictures or videos.
  • Identifying Responsible Parties: Using evidence, your lawyer will determine the responsible parties, allowing you to hold them accountable.
  • Dealing with Insurance Companies: To receive compensation for your injuries and losses, your lawyer will expertly negotiate with the insurance companies involved.
  • Going to Court: If the matter goes to trial, your lawyer will represent you, providing facts and compelling proof to support your claim.
A trusted truck accident lawyer can help you pursue justice and compensation for burdens like medical bills and lost wages following a commercial truck or semi-truck accident. Don't hesitate to seek legal assistance for your accident claim and secure the support you need throughout the process.

Consult With a Houston Truck Accident Attorney

If you or a loved one has suffered injuries in a Houston truck accident, don't hesitate to contact the experienced Houston Truck Accident Lawyers at Sloan Firm for a free consultation. We know how trucking companies and their insurance claims adjusters may attempt to evade responsibility, but we know how to hold them accountable for their negligence.
When you reach out to our Houston law office, you'll receive a free consultation with a dedicated Houston Truck Accident Lawyer who will promptly start investigating your case. We will identify the liable parties, assist with paperwork, and strive to secure the maximum compensation you deserve for your personal injuries.
Your road to recovery matters to us. Call us today for an experienced Houston Truck Accident Lawyer who will deal with your case with the attention and care needed to help you get the justice you rightfully deserve.

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