Auto Insurance Claim FAQ

Auto Insurance Claim FAQ

Posted on | Categories: Car Accidents
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You can’t know if or when a car accident will happen, but you can take precautions so make the claims process easier in the event that an accident does occur. Our Longview personal injury and car accident attorneys have provided a FAQ (frequently asked questions) page to give you a general understanding of the auto insurance claims process and what you can do to pursue maximum financial compensation.

What should I do immediately following an accident?

If you are able, the first thing you should do is stop your vehicle in a safe place off of the road. Get out of the vehicle and exchange information with the other driver(s) involved. In some more severe accidents, you will not be able to get out of your vehicle due to injury or serious impact. In other cases, you cannot exchange information with the other driver because they fled the scene.

What information should I ask the other driver for?

While auto insurance companies are all different, a basic auto insurance claim will require that you report the following information: 1) Names, addresses and phone numbers of other people involved and 2) Other driver’s insurance company information.

Do I have to file an accident report with the police?

The answer to this question can depend on two things: where the accident occurred and how extensive the damage was. If you are unsure of whether or not to file an accident report, contact your insurance company or a car accident attorney. If you do so, you will notify law enforcement and fill out an accident report with the information they ask for.

What are the steps to get my car repaired?

Your repair options are dependent on your auto insurance policy. Before taking your car in for repairs, you should schedule an inspection to assess the total cost of damage. Most auto body shops provide inexpensive or free inspections. The estimate of repair costs will take into account replacement parts and the cost of labor. Then, take your inspection report to your insurance adjuster who with then evaluate this, your policy and the police reports to determine what you are owed.

The claims process is not always simple. In fact, even your insurance company can act in bad faith and cut you short of the damages you deserve. You want to get your life back on track after an accident, and so do we. If you are considering legal assistance for your claim, contact a Longview car accident lawyer from our firm for a free case evaluation today.

If you were injured in an accident, but you do not live in the Longview area, you’re in luck! Our firm represents victims throughout the state of Texas including Houston residents.

Don’t settle for this point in your life. Let our Longview car accident lawyers help you. At the Sloan Firm, we make our clients our #1 priority!